Now More Than Ever

The right health benefits choices can do more for your business

In today's dynamic health insurance environment, there's never been a better time for you and your employees to have Aflac, consumers' most preferred choice of Accident, Disability, Cancer and Critical Illness coverage.1 Here's why:

No Direct Costs to Your Company

  • Control costs while enhancing the value of your employee benefit package.

  • Aflac policies can be 100% employee-paid and purchased on a voluntary basis or you can contribute to cover part of the cost.

Complements Existing Benefits Packages

  • Workers' Compensation and Major Medical plans may not cover the costs of everday living expenses.

  • Aflac Insurance Policies pays cash benefits in the event of a covered accident or illness.

  • More than 10 types of policies customized to suit most supplemental insurance needs.

Attracts And Retains Employees

  • Benefits have become a top priority for employees; and, brand is important to them.2

  • The benefits you offer add more value than ever before.

Simple Administration and Enrollment

  • Aflac's one-on-one enrollment experts help you acheive high participation rates. Web and call center enrollments are available for larger employers.

  • Coordinated enrollment, education tools, and online services make it easy for employees to understand the benefits.

  • Guaranteed issue is available.3 Coverage for most everyone, no questions asked.

  • Aflac agents assist with payroll deducation set-up, and claims process.

Potential Tax Savings For You and Your Employees

  • Some of Aflac's tax-advantaged plans allow employees to use pre-tax dollars to pay for their policies lowering their taxable income.

1 Source: Prince Market Research, 2013 Benefits Landscape: Buyer & Non-Buyer, September 2013 2 PwC Health Research Institute, 2011 3 Minimum participation requirements and standard payroll deduction apply. There may be indirect administrative or other costs. Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York. © 2012 Aflac Incorporated. Worldwide Headquarters | 1932 Wynnton Road | Columbus, Georgia 31999

© 2018 NC Fire Fighter's Insurance Providers, LLC

DISCLOSURE:  Coverage is subject to exclusions and limitations, and may not be available in all US states and jurisdictions.  Product availability and plan design features, including eligibility requirements, descriptions of benefits, exclusions or limitations may vary depending on state laws.  See actual policy language or your Provident Agency representative for specifice provisions and details of availability.  Policies are underwritten by a variety of carriers, including, Alteris, AXIS, Chubb, Cigna, and Standard insurance companies.  These policies are administered by Provident Agency, Inc. and in California , Provident of
Pennsylvania Insurance Agency of Pittsburgh, PA.


This insurance provides limited benefits, which are insurance products with reduced benefits, intended to supplement comprehensive health insurance plans.  This insurance is not an alternative to comprehensive coverage.  It does not provide major medical or comprehensive mediical coverage and is not designed to replace major medical insurance.  Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.