Emergency Services Insurance Program (ESIP)

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DISCLOSURE:  Coverage is subject to exclusions and limitations, and may not be available in all US states and jurisdictions.  Product availability and plan design features, including eligibility requirements, descriptions of benefits, exclusions or limitations may vary depending on state laws.  See actual policy language or your Provident Agency representative for specifice provisions and details of availability.  Policies are underwritten by a variety of carriers, including, Alteris, AXIS, Chubb, Cigna, and Standard insurance companies.  These policies are administered by Provident Agency, Inc. and in California , Provident of
Pennsylvania Insurance Agency of Pittsburgh, PA.

 

This insurance provides limited benefits, which are insurance products with reduced benefits, intended to supplement comprehensive health insurance plans.  This insurance is not an alternative to comprehensive coverage.  It does not provide major medical or comprehensive mediical coverage and is not designed to replace major medical insurance.  Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.